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Supreme Finance Loans: 2024 Review | Apply Online

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Supreme Finance loans are designed to meet a wide range of financial needs with relatively flexible loan amounts.

This Supreme Finance loans review will outline how this lender compares to others on the market. It will help you decide if this lender best serves your needs.

✅ How Much Do You Need?


WHO IS SUPREME FINANCE?

Supreme Loan Finance is a microfinance service provider started in 1998. The company’s vision is to provide financial services to all South Africans. To this end, the lender has over 200 branches in all nine provinces. 

The company is a proud member of Micro Finance South Africa (MFSA). It’s also a member of Finbond Group Limited, a North American, Latin American and South African financial services institution that offers micro credit, investment, and savings products.

KEY FEATURES

  • Loan amounts from R500 to R20 000
  • Flexible repayment periods
  • Short and long-term personal loans
  • Apply online or in person

PROS

✔️ Quick and easy application

✔️ Fast approval

✔️ Physical branches nationwide

CONS

❌ Lack of transparency about products

WHY WE LIKE IT

As a member of Finbond Group Limited, Supreme Finance is one of the loan companies dedicated to providing modern, inclusive financial services and products to South Africans. 

If you need help managing your finances, the company has a budget calculator you can use to straighten everything out. This useful tool also ensures that you borrow wisely and make informed decisions that improve your financial health.

SUMMARY

Supreme Finance Finbond is a microlender offering loans of up to R20 000 with flexible repayment terms. Borrowers can apply online or in person.

SUPREME FINANCE LOANS ARE BEST FOR YOU IF YOU:

  • Need fast approval
  • Are permanently employed
  • Are looking for a microlender with physical offices

Full Supreme Finance Personal Loans Review

Learn more about how Supreme Cash Loans work and other options available to you.

Supreme Finance Logo

Pros Explained

Convenient online application

This lender has a short loan application form you can complete in minutes. From there, you wait for someone to get in touch with you.

Get approval within minutes

The lender says you can get approval within minutes. This is of great benefit to borrowers who need money urgently.

Options for in-person applications

Borrowers can also apply for Supreme loans by visiting the nearest branch. You can visit the lender’s website and use the branch locator to find the location nearest to you.

Cons Explained 

The lender does not provide a lot of details online

While it’s true that you can fill in an online loan application, the lender is not entirely forthcoming about crucial details. For example, the company says it offers loans of up to R20 000 with flexible repayment periods but does not specify the loan terms available to borrowers. 

Borrowers don’t have the option to select loan amounts or terms and will have no idea about the interest rate and fees before applying. There’s also no detailed mention of how the online application process works. Based on this, borrowers might feel they will have a better experience applying in person.

How Do Supreme Finance Loans Work?

When you apply for a Supreme cash loan, you may qualify for R500 up to R20 000. The lender also says it offers flexible repayment options. Your options include short-term loans or long-term loans. 

When you apply, the lender will likely perform a credit and affordability check to determine how much you qualify for. Besides applying online, borrowers can also visit the nearest branch to submit an application in person.

You can find physical branches in areas like Pretoria, Mtubathuba, Theunissen, Uitenhage, Kimberley, Witbank, Nelspruit, Vosloorus, Vereeniging, Bellville, Thohoyandou, Klerksdorp, and more.

Are Supreme Loans a Safe and Trusted Option?

Yes, Supreme Finance Finbond is a legitimate lender. Supreme Finance (Pty) Ltd is an authorised financial services provider and registered credit provider, as well as a member of MFSA and Finbond Group Limited. 

The company says it prioritises your privacy and uses the best security measures to protect your personal information from unauthorised access and use. However, you need to do your own research to determine if this is the best option for you. 

For example, you can read Supreme Finance loans reviews on sites like Hellopeter. If a company has more positive reviews than negative, this gives you a good idea of whether they’re pleasant to deal with. You should also be aware that there may be frauds and fake agents. 

If you visit the official website, you can see that the lender is warning borrowers that it’s NOT associated with Fusion Finance, Supreme Cash loans or similar companies. So be sure to submit your application via official channels only. Remember that no legitimate lender will ever ask you to pay an upfront fee before you can get approved for a loan.

How to Apply for a Supreme Finance Loan

Check that you have everything you need and learn how the application process works.

Supreme Finance South Africa Loan Requirements

  • Original SA ID
  • 3 months’ latest bank statements
  • 3 months’ latest payslips

Online Application Process 

To apply for a loan with Supreme Finance, simply complete the application form. Required details include full name, ID or passport number, cell phone number, worker number, email address, and monthly income. Once you agree to the terms and conditions, you can submit your application and then wait for a consultant to get back to you.

If you’re interested in similar options, you can also apply with RandWallet. You only need to apply once to get loan offers from multiple lenders and banks. This makes it easy to compare available offers and find the best option you qualify for. Once you accept an offer, you can finalise your application and get cash in your bank account. 

Supreme Finance Loans Contact Details

📌Contact number: 086 055 5440

Email address: info@supremefinance.co.za

Physical address: 446 Rigel Ave South, Erasmusrand, Pretoria, 0181

Other Loans Like Supreme Finance 

Several microlenders offer similar options. Don’t just settle for the first option you come across. Compare loans (apples to apples) to determine which option has more benefits.

  • Finchoice Loans. You can apply for a loan of up to R40 000 with Finchoice. The MobiMoney option gives you instant access to R10 000.
  • BFS Loans. Barko Financial Services is a microfinance institution that offers loans of up to R8000. You can apply online or in person.
  • Tsheleka Cash Loans. Tsheleka is another microfinance provider that offers loans online and in person. You can get up to R8000 over 3 months.

Frequently Asked Questions

What does Supreme Finance do?

Supreme Finance is a microfinance company that offers loans from R500 up to R20 000 with flexible repayment terms.

Does Supreme Finance do credit checks in South Africa?

Yes. All registered credit providers must comply with the National Credit Regulator by performing credit checks before approving loan applications. 

What is the WhatsApp number for Supreme Finance loan?

Supreme Finance has not made its WhatsApp number available. You can contact the company by phone: 086 055 5440 or email: info@supremefinance.co.za.

Our Research Expert

Gracie Makowe is a full-time personal finance writer with 10 years of experience and a Bachelor of Commerce in Financial Management from UNISA. Learn more.