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Cash Loans South Africa Apply Online

Click Apply to Get Started With Your Loan Application

1. Apply

Fill in all the details and complete the online application form.

Compare loan offers with Randwallet

2. Compare

Receive and compare the personal loan offers available to you.

Get money from the lender after loan approval

3. Get Money

Select the best loan offer and finalise your application.

Easy online application

Complete the loan comparison form in minutes. It’s simple and straightforward!

Get money in your bank account

Fast approval

You could get loan offers in seconds. The sooner you apply the faster your approval.

Instant funding

We have helped thousands of customers like you. Get cash fast! When you need it!

What is RandWallet?

RandWallet provides a FREE service that allows you to submit only one application to get multiple loan offers from different banks and lenders.

RandWallet makes it easier to compare available loan deals and find the best option. Using our service is risk-free and non-binding, which means you can accept or decline any or all offers you receive.

What do I need to qualify?

✔ Be 18 years and older
✔ South African ID
✔ Valid bank account
✔ Cellphone number
✔ Must be employed for over 6 months at current employment
✔ Loan amount must not be more than 8 times your monthly income

How do I apply?

Step 1: Click “Apply” and fill in the application form to get a list of available offers.

Step 2: Compare the loan offers you receive and choose the best option for you.

Step 3: Finalise your application with the lender you have chosen and get money in your bank account.

Will I be accepted for a loan?

It depends on the lenders. You’re more likely to be approved if you have a good credit history and a sufficient and reliable monthly income. Also, make sure that all the information you submit is correct.

Will applying for a loan affect my credit score?

Applying for loans may have a minimal and temporary effect on your credit score. Making payments on time is one of the best things you can do to repair and boost your credit score.

How much can I borrow?

Loan amounts typically range from R500 up to R250,000!

Can I apply if I have bad credit or I’m under debt review?

Borrowers who are blacklisted or under debt review do not qualify.